Solutions that save
your time and money
While we are not interested in high technology per se, we are interested in how our solutions can reduce the time it takes to launch a new project and cut our partners' costs.
The Pain You're Facing
Control and process transaction requests, anticipating declined transactions.
Lack of integration experience and in-house developers
Integration complexity
Declines Control
Reconciliation Delays
Delays in payment reconciliation
disrupt spend efficiency.
Operational wallet balance management.
Budget Complexity
Define card limits, rules, rewards, and additional features like FX conversions or spend controls.

We provide quick troubleshooting and resolution of technical issues. Assistance in meeting compliance requirements and supporting end users.
API Integration
Flexible fee settings
Free WL Solution
Comprehensive statistical data
Trust and flexibility
Ability to work with decline rates
Regular updates in accordance with Visa/Mastercard or vendor requirements. We also undertake ongoing work to increase merchant trust in card BINs.
Thanks to our effective tools and well-established relationships with Visa and Mastercard, we can resolve issues such as frequent declines, timely card freezes and decline rate control.
Customer Support and Compliance
How We Solve It
Global Reach
Compliance
Manage payments across borders seamlessly
Navigate international regulations effortlessly with built-in compliance tools.
The Value This Creates for You
Efficiency
Trust
Speed
Reduce operational costs with automated, real-time solutions
Enhance partner and customer confidence with secure transactions.
Process payments and refunds faster, improving customer satisfaction
Frequently Asked Questions
Let’s Meet!

Have questions? Ready to get started? Our team is here to help with answers, demos, and next steps to empower your payment journey.

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Technology powered by Actisas OÜ — our secure, in‑house card‑issuing engine utilized across all Payca services.
Registry code: 16787203
Ravi Street 2, Harju County, Tallinn, 10134, Estonia
E-mail: st@actisas.ee
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API documentation:
https://api.actisas.ee/docs
Here is a link to our platform demo.
https://demo.payca.vc/
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