PAYCA connects businesses with solutions providers through a single platform for card issuing, top-up and management them.
Built for Media Buyers, Affiliates, and Fintech companies, we streamline transactions, reduce friction, and deliver measurable results.
Don’t look just for cards. Look for solutions.
Dozen of Trusted Clients
When a payment card becomes more than just a means of payment, it is considered art.
We can confidently say that:
  • High approval rates on ad platforms like Facebook, Google Ads, and TikTok
  • Our cards are not blocked during authorisation;
  • Our cards have a decline rate close to zero if the reason for the decline is on our side;
  • Our cards do not bounce on repeat payment;
  • Our cards can be used for MCC categories strictly prohibited by others;
  • Multiple BIN options tailored to different verticals (media buying, payouts, e-commerce);
  • Our cards are topped up instantly;
  • Our cards support both top-ups and withdrawals;
  • Our cards work reliably in regions such as Africa and LATAM countries;
  • Flexible account structure with sub-accounts for teams and campaign budget control;
  • Transparent FX and fees with no hidden charges;
  • Regulatory coverage backed by licensing and partnerships in Canada, the EU, and other jurisdictions;
  • Advanced risk management tools, including real-time anti-fraud and MCC monitoring;
  • Scalable infrastructure to handle growth from thousands to millions of transactions;
  • 24/7 dedicated support with expertise in high-risk verticals;
  • Our cards can be configured by Payee ID / Merchant ID;
  • Crypto-to-card bridge for seamless fiat and crypto top-ups;
  • White-label options so partners can issue cards under their own brand.
Why PAYCA?

Frequently Asked Questions

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Have questions? Ready to get started? Our team is here to help with answers, demos, and next steps to empower your payment journey.

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Actisas OÜ
Registry code: 16787203
Ravi Street 2, Harju County, Tallinn, 10134, Estonia
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